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Debarshi Ghosh's avatar

Strong analysis of how operational metrics like agribusiness NPLs (5.34%) can overwhelm even a dominant institution’s earnings. TCLM explores comparable B2B credit and liquidity challenges, offering practical frameworks for managing customer default risk and preserving cash flow through cycles. Could be a complementary resource.

(It’s free)- https://tradecredit.substack.com/

Pipart Global Income's avatar

Thanks for commenting Debarshi Ghosh! I will read Tradecredit. Investing in financial institutions is definitely not the easy way.

Debarshi Ghosh's avatar

Thanks for the note. Appreciate you taking a look, and agreed, financial institutions always keep investors on their toes.